Pricing

Three separate options. Start free, add the Bank Conversation Kit when you’re ready to talk to your banker, and optionally add Monitor to track readiness over time.

Business Loan Score is not a lender. All results are educational — not a credit decision, loan offer, or approval prediction.

Free Guided Check

No credit card needed

$0/ forever

Instant readiness score (0–100)
Clear next steps to improve
Key ratios (DSCR, leverage, debt-to-revenue)
No SSN or documents to start

Bank Conversation Kit

First year $24.99, then $49.99/year

$24.99/ first year

Everything in the free check
Banker one-pager (download / print / copy / share)
Loan paths & illustrative industry ranges
Use-of-funds & debt schedule builder
Interactive bank package checklist
Saved what-if scenario history

$24.99 for the first year, then renews automatically at $49.99/year until you cancel. Cancel anytime in your account or by emailing support@businessloanscore.com before your renewal date. Secured by Stripe.

Monitor

Separate subscription

$19/ month

Recheck-due, score-drop & doc-gap alerts
Tracks readiness between checks
In-app reminders to keep your baseline current
Independent from the Kit — buy either or both

Subscribe from your dashboard. $19.00/month.

Kit and Monitor are separate. The Bank Conversation Kit ($24.99 first year, then $49.99/year) prepares what you bring to your banker. Monitor ($19/month) tracks readiness over time. You can subscribe to either, both, or neither.

Business Loan Score is not a lender and does not place loans or match you with lenders. No approval predictions — results are educational readiness indicators. Questions? support@businessloanscore.com.

Your information is encrypted in transit and is never sold or shared for marketing.